A ‘second charge’ loan is a personal loan that homeowners secure against the equity in their property.
Second charges can be arranged against:
• Principal place of residence.

• Buy-to-let properties.

• Commercial properties.

Mortgage Find can introduce you to specialist companies who source their second charges from a whole-of-market representation of the second charge mortgage market of lenders. This enables them to cover all types of products from prime clients through to clients with recent or historic credit problems.
Second charges can be used in a variety of scenarios, for example:
• Avoid paying an Early Repayment Charge (ERC) on an existing mortgage

• Client has a very low variable or tracker mortgage that be uneconomical to redeem

• Raise finance for any legal purpose, including debt consolidation, home improvement and business funding

• Raise money quickly; loans are typically completed in two–three weeks

Your home may be repossessed if you do not keep up repayments on your mortgage!

Mortgage Find Limited – FCA reference number 972409 is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 12629866. Registered Address: Unit 2 Invicta Park, Sandpit Road, Dartford DA1 5BU.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Conveyancing, Wills, Estate Planning and Commercial Mortgages are not regulated by the Financial Conduct Authority.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

A fee of up to 1% of the loan amount is payable for our service in relation to mortgage contracts, with the fee payable on application. The exact amount will depend on the complexity and work involved in your case, and will be confirmed in our accompanying fee agreement. As an example, for a loan amount of £100,000, you will pay a maximum fee of £1,000.

A typical fee is £595 on application. We will be paid commission by the lender; the amount of the commission due to be paid is available upon request and will be disclosed via the mortgage illustration.

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