An offset mortgage allows you to link your mortgage with your savings which allows you to reduce your monthly payments or term of the mortgage.

This type of mortgage can also be useful for someone looking to use equity in their property to invest in another but may not have found yet. Until you complete on your new purchase, you can avoid paying additional interest.

It can be a clever way to make your money work for you.

Your home may be repossessed if you do not keep up repayments on your mortgage!

Mortgage Find Limited – FCA reference number 972409 is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 12629866. Registered Address: Unit 2 Invicta Park, Sandpit Road, Dartford DA1 5BU.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Conveyancing, Wills, Estate Planning and Commercial Mortgages are not regulated by the Financial Conduct Authority.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

A fee of up to 1% of the loan amount is payable for our service in relation to mortgage contracts, with the fee payable on application. The exact amount will depend on the complexity and work involved in your case, and will be confirmed in our accompanying fee agreement. As an example, for a loan amount of £100,000, you will pay a maximum fee of £1,000.

A typical fee is £595 on application. We will be paid commission by the lender; the amount of the commission due to be paid is available upon request and will be disclosed via the mortgage illustration.

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